Ideas, Interviews & Opinions on Housing in Nigeria
Buy Now, Pay Small Small: The Economics Behind Nigeria’s Fractional Real Estate Model
A deep dive into buy now pay later and fractional real estate in Nigeria, exploring affordability, investor economics, risks, and long-term market impact.
CBN Signals a More Liquid Economy and What That Could Mean for Property Prices
Nigeria’s rising money supply is beginning to influence the real estate market, with new CBN data pointing to expanding liquidity, shifting credit conditions and changing investor behaviour.
Why 2026 Could Be the Best Year for Nigerian Real Estate in a Decade
Nigeria’s real estate market may see its strongest year in a decade as the naira strengthens, inflation cools, and economic reforms take hold heading into 2026.
Should Rent Be Counted as Credit History Towards Mortgage Eligibility in Nigeria?
In Nigeria, millions of renters pay consistently each month, yet these payments rarely count toward building a credit history. As the country works to expand access to mortgages, the question arises: should rent be recognized as part of credit scoring? This article explores how rental history could transform mortgage eligibility, improve financial inclusion, and open new doors for aspiring homeowners across Nigeria.
Inflation is Easing in Nigeria. So Why Are Building Costs still Expensive?
Inflation in Nigeria has begun to ease, but the cost of building materials remains stubbornly high. Cement, steel, and other key inputs continue to weigh heavily on developers, homeowners, and investors. Price stickiness, elevated energy and transport costs, and supply chain bottlenecks mean that relief is slow to reach the construction sector, with major implications for affordability and the future of real estate.
Nigeria at 65: Housing Policy, Evolution, Impacts, and the Road Ahead (1960 to 2026)
As Nigeria marks its 65th year of independence, one of the country’s most persistent challenges remains unresolved: how to provide adequate, affordable housing for its people. The journey from 1960 to 2025 has seen shifting strategies, ambitious policies, and recurring promises, yet the housing deficit today is estimated at 20 to 28 million units. The question for real estate stakeholders is not whether Nigeria has tried, but why so many initiatives have fallen short and what must change in the years ahead.
Can Lagos Survive the Floods? Global Lessons from Cities That Fought Back
Analysis of Lagos's flood vulnerability, causes, and impacts. Learn how Amsterdam, New Orleans, and Jakarta fought back to build resilient urban flood defense strategies.
Why Real Estate Developers Must Watch Nigeria’s Birth Rate Numbers Closely
Nigeria’s fertility rate is declining, reshaping the future of housing demand. Discover what this means for developers, investors, and policymakers.
Should Nigeria Introduce a National Rent Control Law?
Across Nigeria’s major cities, rent has become a defining factor in where people live, how they live, and whether they can plan for the future at all.
Recap Article: The Future of Real Estate in Nigeria: 2026 Outlook
The future of Nigeria's real estate sector is a raw and urgent conversation about frictions, frustrations, and fragile optimism.
Real Estate Investment Opportunities in Nigeria’s Secondary Cities
When Nigerians think of real estate investment, the big three, Lagos, Abuja, and Port Harcourt usually dominate the conversation.
5 Nigerian Cities Offering the Best Property Returns for Diaspora Investors
Discover 5 Nigerian cities offering the best property returns for diaspora investors, including rental yields, growth potential, and demand drivers.
To Rent or To Buy? The Real Cost of Housing in Today’s Nigeria
For millions of Nigerians, the decision to rent or buy a home goes beyond a personal milestone; it is a high-stakes financial choice.
Enugu Air: The Business Case for Investing in Nigeria’s Southeast
Enugu Air is reshaping the Southeast’s investment narrative. We examine the business case, economic impact, and what the new airline means for investors in Nigeria’s Southeast.
Is the Nigerian Government Doing Enough to Address the Housing Deficit for Low-Income Earners?
With over 20 million Nigerians lacking adequate shelter, the country’s housing deficit has become a quiet emergency—especially for low-income earners. While the government has launched several initiatives to bridge the gap, from mortgage schemes to affordable housing projects, the question remains: are these efforts reaching the people who need them most? This article takes a closer look at what’s working, what’s not, and what voices on the ground are saying about the future of housing in Nigeria.