Nigeria Postal Codes & Zip Codes: The Complete 2026 Directory

Navigating the Nigerian postal system is essential for everything from e-commerce deliveries to securing a mortgage for your dream home. While many Nigerians use the terms "Postal Code" and "Zip Code" interchangeably, understanding how the Nigerian Postal Service (NIPOST) structure works is vital for accurate address verification and logistics.

At Nigeria Housing Market, we provide this comprehensive guide to help homeowners, tenants, and real estate investors identify the correct 6-digit codes for every corner of the Federation.

Understanding the Nigeria Postal Code System

Nigeria’s postal system is organized into a numeric 6-digit structure. Unlike the United States, which uses the "ZIP" (Zone Improvement Plan) system, Nigeria uses a Postal Code system managed by NIPOST.

How the 6-Digit Code Works

The code is not random. Each digit serves a specific geographical purpose:

1. The First Digit: Represents one of Nigeria's nine regions.

2. The Second and Third Digits: Combined with the first, these indicate the dispatch district for mail sorting.

3. The Last Three Digits: These represent the final delivery location, which could be a specific post office, a neighborhood, or a rural district.

For example, the head office in Ikeja, Lagos, uses 100001. The "1" signifies the Lagos region, while the "00001" pinpoint the specific sorting center and head office.

Why Postal Codes Matter in the Real Estate Market

For users of NigeriaHousingMarket.com, a postal code is more than just a number for a letter—it is a critical data point for the following:

1. Mortgage Applications & KYC

When applying for a home loan or mortgage in Nigeria, financial institutions require KYC (Know Your Customer) verification. Providing an accurate postal code for your current and intended property ensures your address is "verifiable" in global databases.

2. Property Valuation and Zoning

Postal codes often define the boundaries of specific neighborhoods. Real estate investors use these codes to track market trends, property appreciation rates, and government zoning laws in specific districts.

3. Home Delivery and Logistics

If you are moving into a new apartment, your postal code is the key to receiving utility bills, international packages, and e-commerce orders from platforms like Jumia, Konga, or Amazon.

Postal Codes vs. Zip Codes: The Common Misconception

A frequent question we receive is: "What is the Zip Code for Nigeria?" Technically, Nigeria does not have a Zip Code. "ZIP" is a term exclusive to the US Postal Service. However, in international forms, you can use the 6-digit NIPOST code for your specific area.

Warning: Avoid using 234 as a zip code. +234 is the international dialing code for Nigerian phone numbers. Using it as a postal code can lead to shipping errors and rejected applications.

Directory of Postal Codes by State

We are currently indexing every street and district across the 36 states of Nigeria. Select your state below to find the specific code for your LGA or neighborhood:

Featured Real Estate Hubs

• Lagos State Postal Codes (Including Lekki, Ikeja, and Surulere)

• Abuja (FCT) Postal Codes (Including Maitama, Garki, and Wuse)

• Rivers State Postal Codes (Including Port Harcourt and Obio-Akpor)

Other States (A-Z)

• Abia

• Adamawa

• Akwa Ibom

• Anambra

• Bauchi

• Bayelsa

• Benue

• Borno

• Cross River

• Delta

• Ebonyi

• Edo

• Ekiti

• Enugu

• Gombe

• Imo

• Jigawa

• Kaduna

• Kano

• Katsina

• Kebbi

• Kogi

• Kwara

• Nasarawa

• Niger

• Ogun

• Ondo

• Osun

• Oyo

• Plateau

• Sokoto

• Taraba

• Yobe

• Zamfara

Frequently Asked Questions (FAQ)

Q: How do I find my specific street's postal code?

A: Most streets in a district share the same last three digits. You can search our state-specific pages to find your exact neighborhood.

Q: Can I use 110001 for all Nigerian addresses?

A: No. While some people use a general code, it is always better to use the specific code for your LGA to ensure your mail and documents are routed correctly.

Q: Does the postal code change if I am buying land?

A: The code is tied to the geographic location (the land), not the building. When you buy land, the postal code for that district remains the same.

How can we help you today?

Are you looking for a home in a specific postal district?

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