Abuja Postal Codes & Zip Codes: 2026 Official FCT Directory
As the Federal Capital Territory (FCT), Abuja operates on a highly structured administrative system. Whether you are a diplomat moving to Maitama, a business setting up in the Central Business District, or a developer looking at Idu, having the correct 6-digit postal code is critical for address verification, logistics, and legal documentation.
At Nigeria Housing Market, we provide the most updated and verified list of NIPOST codes across the FCT to ensure your real estate transactions and deliveries are seamless.
1. Abuja Postal Code Structure
The FCT falls under the 900xxx regional prefix.
The First Digit (9): Represents the North Central/FCT postal region.
The Second & Third Digits (00): Represent the FCT dispatch district.
The Last Three Digits: Identify the specific district or area council.
2. Official Abuja Postal Codes by District
The following table provides the verified 6-digit codes for major residential and commercial hubs in the Federal Capital Territory.
| District / Area Council | Postal Code | Major Neighborhoods & Landmarks |
|---|---|---|
| Garki | 900231 | Garki Districts 1 & 2, Garki Village, Area 1-11 |
| Wuse | 900281 | Wuse Zones 1-7, Wuse II, Banex |
| Maitama | 900271 | Maitama District, Ministers Hill, Transcorp Hilton |
| Asokoro | 900231 | Asokoro District, Aso Rock, Yakubu Gowon Crescent |
| Central Business District | 900211 | CBD, National Mosque, Three Arms Zone |
| Gwarinpa | 900108 | Gwarinpa Estate, Life Camp, Kado |
| Jabi | 900108 | Jabi Lake, Jabi District, Utako |
| Guzape | 900104 | Guzape District, Asokoro Extension |
| Lugbe | 900107 | Airport Road, Pyakasa, River Park Estate |
| Kubwa | 901101 | Kubwa Phase 1-4, Arab Road, Gado Nasko Way |
| Kuje | 903101 | Kuje Town, Pasali, Kayarda |
| Karshi | 900101 | Karshi, Navy Estate, Orozo |
3. Real Estate Investment & Zoning in Abuja
Abuja is divided into Phases, and understanding these is key.
Phase 1: High-Brow & Diplomatic
Districts like Maitama (900271) and Asokoro (900231) are the most prestigious. These areas host embassies and top government officials. Property values here are the highest in Nigeria, often quoted in USD for rentals.
Phase 2 & 3: Emerging Mid-Market
Areas like Gwarinpa (900108) and Jabi offer a mix of residential serenity and commercial activity. Gwarinpa is famously known as the largest housing estate in West Africa.
Phase 4 & Suburbs: The Investment Frontier
Lugbe (900107) and Karsana are currently seeing the highest volume of new estate developments. Because of their proximity to the Airport Road and the city center, they are "hot zones" for middle-income earners.
4. Why Accuracy Matters for FCT Real Estate
AGIS Verification: When verifying land titles at the Abuja Geographic Information Systems (AGIS), your postal code ensures the property is filed within the correct district layout.
E-Commerce & Logistics: Most premium delivery services in Abuja use these codes to navigate the gated estates in Wuse 2 and Maitama.
Mortgage KYC: Banks require the specific 6-digit code to finalize "Proof of Address" for FCT-based home loans.
5. FAQ: Abuja Zip Codes
Q: Is 900001 the zip code for all of Abuja? A: No. 900001 is the code for the Garki Main Post Office. While it's often used as a general code, you should use the district-specific code (e.g., 900271 for Maitama) for accurate delivery.
Q: What zip code should I use for Airport Road? A: Most residential estates along the Airport Road, including the popular Lugbe area, use 900107.
Q: Can I use 234 as my zip code? A: Absolutely not. +234 is Nigeria’s international calling code. Using it in a postal field will likely cause your shipment or application to fail.
