FHA Begins Nationwide Verification and Regularisation Exercise for All Estates

The Federal Housing Authority has issued a 90-day mandate for allottees to regularise property document

The Federal Housing Authority (Authority) has officially announced the commencement of a nationwide Verification, Regularisation, and Ratification (VRR) exercise for all its landed properties and estates across Nigeria. Effective from 2nd February 2026, the initiative provides a 90-day window for allottees to formalise their property documents and settle outstanding financial obligations to the Authority. This exercise is designed to address document discrepancies and provide a legal framework for property regeneration and redevelopment.

Scope and Objectives of the VRR Exercise

The primary objective of the VRR exercise is to offer genuine allottees an opportunity to regularise property titles that may be incomplete or in need of ratification. According to the Federal Housing Authority, this nationwide mandate follows earlier localized opportunities in specific estates that were not fully utilised by all allottees.

Beyond documentation, the exercise introduces a structured path for urban renewal within FHA estates. Allottees will have the opportunity to seek formal approval for the regeneration and redevelopment of their properties, ensuring that any structural changes or density increases align with the Authority's master plans and safety standards.

Financial Obligations and Compliance

To participate in the exercise, allottees are required to settle all outstanding charges accruable to the Authority. The FHA has specified a comprehensive list of applicable fees and charges that must be cleared, including:

• Ground rents and consent fees.

• Redevelopment and alteration fees.

• Fencing and BQ (Boys' Quarters) fees.

• Change of use fees, where applicable.

• Plan approval fees and contravention penalties.

In a move to ensure transparency and financial accountability, the Authority has directed that all payments must be processed through the Remita platform.

Operational Logistics and Timelines

The 90-day compliance window begins on 2nd February 2026. The FHA will conduct the exercise at designated centres located within all FHA estates nationwide to facilitate ease of access for residents and property owners.

The Authority has advised allottees to utilise this period to avoid potential penalties or legal complications regarding their titles. For further enquiries, the FHA has provided direct communication channels through the Office of the Managing Director/Chief Executive and dedicated customer support lines.

Strategic Implications for Property Owners

This exercise represents a critical step toward securing property rights and enhancing the market value of assets within Federal Housing Authority estates. By regularising titles and obtaining approvals for redevelopment, allottees can transition their holdings into fully compliant, bankable assets. Investors and policymakers view this as a necessary move to sanitise the national housing database and promote orderly urban development across the country.